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Health • Family • Integrity
How I Can Help
Personalized insurance guidance designed to help you feel informed, supported, and confident in your coverage decisions.

Medicare Plans
Helping you understand Medicare Advantage, Supplements, and prescription drug coverage.

Health Insurance
Guidance for individual and family health insurance options.

Life Insurance
Helping protect the people you love with personalized coverage solutions.
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Our Story
Hi, I’m Heather Fox, founder of HFI Agency.
I’ve been a licensed insurance agent since 2018, and I started HFI Agency with a heart for helping people feel supported, informed, and cared for through every step of the way. I understand that choosing Medicare, health, or life insurance coverage can sometimes feel overwhelming,
and I believe you deserve guidance that feels personal and easy to understand.
As an independent broker, I work with seniors, individuals, and families to help find coverage solutions that fit their unique needs and lifestyle. Whether we meet by phone, virtually, or in person, my goal is to make sure you feel comfortable, confident, and never alone in the process.
HFI stands for Health. Family. Integrity., the values that guide both my business and the way I care for my clients.
When you work with me, you’re not just another policy number.
You’re family.
The HFI Agency Difference
At HFI Agency, we believe insurance is about more than policies. It’s about people, trust, and serving individuals and families with integrity and compassion.
Integrity First
Honest guidance and
transparent communication.
Compassionate Care
Every client is treated with kindness and respect.
Relationships Over
Transactions
Building trust and lasting relationships.
Faith, Family & Community
Serving others with
purpose and integrity.
Education Before Enrollment
Helping clients make
informed decisions.
Ways We Can Meet
Flexible appointment options designed around your comfort and convenience.
What Our Clients Are Saying.
We’re grateful for every client who trusts HFI Agency to help guide their insurance decisions.

